Retire by 40 is a compelling personal finance blog by Joe Ung, who actually achieved early retirement at 38 in 2012. What sets this site apart is its authenticity—Joe documents his real journey, including the challenges of living on passive income with a family. The blog covers essential FIRE (Financial Independence, Retire Early) topics like investment strategies, passive income streams, and the psychological aspects of early retirement. His transparent income reports and net worth updates provide valuable benchmarks for aspiring early retirees. While the content skews toward those with higher incomes who can save aggressively, the practical insights on healthcare costs, withdrawal strategies, and lifestyle adjustments post-retirement are genuinely useful. A solid resource for anyone serious about escaping the traditional retirement timeline.

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User Prompt: Please review the following site:

Name: Retire by 40
URL: https://retireby40.org/
Categories: Retirement Planning